RiskOfFailureHistory

A point in the risk-of-failure history

  • date
    Type: string Format: date-time

    Timestamp (ISO-8601) at which this historical assessment was made.

  • level
    Type: string enum

    Risk band recorded at this point in time, using the same thresholds and vocabulary as the current riskOfFailure.level. One of:

    • LOW — probability of default below 0.05 (under 5%).
    • LOW_MEDIUM — probability of default from 0.05 to under 0.10 (5–10%).
    • MEDIUM — probability of default from 0.10 to under 0.15 (10–15%).
    • MEDIUM_HIGH — probability of default from 0.15 to under 0.25 (15–25%).
    • HIGH — probability of default of 0.25 or above (25%+).
    • UNABLE_TO_ASSESS — insufficient data to produce an assessment at that time.
    values
    • LOW
    • LOW_MEDIUM
    • MEDIUM
    • MEDIUM_HIGH
    • HIGH
    • UNABLE_TO_ASSESS
  • reasons
    Type: array object[] · StructuredReason[]

    Human-readable drivers recorded for this historical assessment.

    A structured factor contributing to a section's assessment

    • code
      Type: string | null

      Stable, machine-readable reason code for programmatic branching. RESERVED and currently always null — the canonical code vocabulary is being defined separately. The example shows the intended format; until it ships, rely on message.

    • message
      Type: string

      Human-readable, self-contained explanation of the factor (a full sentence).

Grand Public API